Visa-ready plans from $721 per adult, billed annually · see your exact price by age.
The rule in writing
“Spain requires health insurance “contracted with an insurance entity authorized to operate in Spain” for the non-lucrative and digital-nomad visas — with no deductible, no copayment, no waiting period and no coverage limit. Most international policies fail this rule on registration grounds.”
Official source: Consulates General of Spain (Los Angeles & London) — official visa requirements — Last verified:
The same registration line, nomad edition
The official DNV checklist asks for a certificate of public or private health insurance contracted with an insurance entity authorized to operate in Spain, covering the risks insured by Spain’s public system. A nomad-style travel medical policy — however large its limit — does not meet that description.
Remote workers are the group most likely to arrive holding global nomad cover, and the most likely to be surprised at the appointment. The registration line is the whole game.
Your two compliant routes
The S1 route: if you hold an S1 form (typically UK state-pension or posted-worker cases) registered with Spanish social security, that is accepted as public health insurance.
The arranged-cover route: for everyone else, we arrange cover through our partner’s Spain-compliant arrangement (confirmed July 2026), with the certificate checked against your consulate’s wording before you buy. If your case doesn’t fit, we say so up front.
Honest limits: Cover is worldwide but excludes treatment in the United States. Pre-existing conditions are excluded, including conditions you did not know about. We disclose this before you request a quote. Consulates keep discretion, and requirements can change. We show the published rule and its source; the final decision is the consulate’s.