Greece · visa health insurance
Health insurance for a Greece long-stay visa
By Covered Abroad Research Desk · Last verified July 2026
Which visa are you applying for?
Pick your path — we’ll show you the exact rule for your case.
FIP visa (retirees)
The financially-independent-person route.
See the ruleDigital nomad visa
Remote workers on the parallel nomad track.
See the ruleFIP or nomad — which one?
The two routes applicants confuse, untangled.
See the ruleReal prices by age
Published 2026 rates: what cover actually costs for a Greece move.
See the ruleFor US citizens
Why Medicare and US plans stop at the border.
See the ruleFor UK citizens
The NHS stops at the border. The post-Brexit route, explained.
See the ruleGreece: the published rule
The rule in writing
“Greece’s national (type D) visas require travel medical insurance with minimum cover of €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation, and repatriation.”
Official source: Greek Ministry of Foreign Affairs (mfa.gr) national-visa documentation — Last verified:
Greece insurance guides
Health insurance for Greece’s Golden Visa
What health insurance Greece’s investor residence permit actually asks for — and what the official circular does not say. Thresholds and rules, cited.
Read the ruleHealth insurance for Greece’s FIP visa
Greece’s financially-independent-person visa requires €30,000 of cover, Schengen-wide, with repatriation. The cited rule and the residence-permit stage.
Read the ruleHealth insurance for Greece’s digital nomad visa
Greece’s digital-nomad visa needs €30,000 travel medical cover, Schengen-wide, full duration, with repatriation. The published rule and how to meet it.
Read the ruleHow healthcare works for expats moving to Greece
How Greece's public health system (ESY) fits new residents, why the visa stage runs on private cover, and how private insurance bridges the gap after arrival.
Read the ruleHow much is health insurance in Greece?
Real Greece health insurance prices by age, from $392 a year at 18, with family and multi-age examples — actual EU-region rates from the published card.
Read the ruleHealth insurance in Greece for Americans
Health insurance in Greece for Americans: why US plans stop at the border, the €30,000 visa rule, and what we arrange for FIP and digital nomad visas.
Read the ruleHealth insurance in Greece for UK citizens
UK citizens moving to Greece after Brexit: why NHS and GHIC don't cover residence, the €30,000 visa rule, and what we arrange for FIP applicants.
Read the ruleExpat health insurance in Greece: visa rules and cover levels
Greece requires €30,000 travel medical insurance for national visas. See the FIP and digital nomad routes, how to choose a cover level, and where prices live.
Read the ruleWhere in Greece?
How healthcare actually works where you are going — the hospitals, where new arrivals settle, and what that means for the policy you buy.
Living in Athens as an expat: hospitals, areas and cover
The public and private hospitals serving Athens, where new arrivals settle, and the two separate insurance checks a Greek residence file has to pass.
Read the guideMoving to Thessaloniki: hospitals, areas and cover
Moving to Thessaloniki: the university hospitals, the two private hospitals in the southeast, and what Greek visa and permit insurance has to cover.
Read the guideMoving to Crete: hospitals, areas and cover
Moving to Crete: a public hospital in every regional unit, why specialist referrals run to Heraklion, and the cover a 260 km island asks your policy to carry.
Read the guideLiving in Greece: care and costs
After the visa comes the practical part. These answer how care actually works once you are there, quoted from Greece’s own health service.
- Ambulance cost in Greece: what is free and what is not
- AMKA: how to get your Greek social security number
- Banned medication in Greece: what is actually restricted
- Taking medication to Greece: bringing it in and refilling it
- Emergency numbers in Greece: calling an ambulance on 112 or 166
- English-speaking doctors in Athens: how to find one
- English-speaking doctors in Greece
- How to get a prescription in Greece
- Health insurance for academics moving to Greece
- What does a prescription cost in Greece?
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14-day cooling-off period Ratings, certifications and figures are Regency Assurance’s — our underwriter — quoted from public sources and verified July 2026. Independent scores update over time: see Regency on Trustpilot (4.4/5) and Reviews.io (3.92/5). Covered Abroad’s own reviews appear here once we have them.
Common questions
Do I need health insurance for a Greece long-stay visa?
Yes — the published national-visa rule requires at least €30,000 of cover, Schengen-wide, for the full duration, covering emergency care, hospitalisation and repatriation.
What about after I arrive?
The residence-permit stage is handled by decentralised offices that expect fuller cover valid in Greece. Practice varies by office; a person reviews your case and is straight about it before you buy.
FIP or digital nomad — which is mine?
FIP is the independent-means/retiree route; the digital-nomad visa is for remote workers with foreign employers or clients. The visa-stage insurance rule is the same for both.
Get a certificate that meets the published rule
Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.
Cover underwritten by Regency Assurance · every rule on this site cited and dated · a person calls back within one business day.
Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.