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Pick a level. A specialist calls with your quote.

Choose a cover level below, then a short 2-step request. Benefits are public; premiums are quote-based, and solo movers and families are equally welcome.

Standard

From $1,133/yearabout $94/mo billed annuallyChildren 0–17: flat $853/yr

Adds everyday outpatient care — GP and specialist visits, prescriptions, and tests — to hospital cover.

  • US$1,000,000 overall plan limit per year
  • GP, specialist, medication & lab tests (US$750 each)
  • Outpatient surgical to US$25,000
  • Semi-private hospital room & board
  • Pre- & post-hospitalisation cover

New applicants up to age 70.

+ everything included — hover to expand

Scope: No dental or wellbeing benefits at this level.

Choose StandardSee your price by age →
Most chosen for visa moves

Comprehensive

From $1,525/yearabout $127/mo billed annuallyChildren 0–17: flat $1,151/yr

Broad family cover: full outpatient, dental, wellbeing check-ups, and parental accommodation.

  • US$1,000,000 overall plan limit per year
  • Full outpatient: GP, specialist, meds, tests, physiotherapy
  • Dental (major & emergency, inpatient) + annual check-ups
  • Parental accommodation (added bed, same room)
  • Organ transplant cover to US$100,000
  • Annual wellbeing check-ups to US$250 (co-insurance)

New applicants up to age 70.

+ everything included — hover to expand

Choose Comprehensive

Want the maximum? Fully Comprehensive adds a private room, a US$2,000,000 limit and routine dental from about +$32/mo.

See your price by age →

Fully Comprehensive

From $1,906/yearabout $159/mo billed annuallyChildren 0–17: flat $1,439/yr

The highest level: full-cover room, uncapped surgeon fees, routine dental, and the largest limits.

  • US$2,000,000 overall plan limit per year
  • Full-cover private room & board
  • Full surgeon, professional & outpatient cover
  • Routine & major dental (after 6-month wait)
  • Wellbeing check-ups & vaccinations to US$500

New applicants up to age 70.

+ everything included — hover to expand

Choose Fully ComprehensiveSee your price by age →

See your exact price by age →

Budget options — limited cover

Essential Health

From $392/yearabout $33/mo billed annually

A budget plan for accident and emergency care in state hospitals only. Not full private health cover.

  • US$100,000 maximum plan limit per year
  • Unforeseen accident & emergency care only

Scope: State hospitals only, accident/emergency only. No outpatient, dental, or wellbeing cover. Not a substitute for full private health insurance on a visa application.

Choose Essential Health →

Major Medical

From $721/yearabout $60/mo billed annually

Hospital-focused cover: inpatient treatment, surgery, and emergencies, worldwide outside the US.

  • US$1,000,000 overall plan limit per year
  • Semi-private hospital room & board
  • Theatre, ICU, and emergency-room cover (full)

Scope: No outpatient, dental, or wellbeing benefits at this level.

Choose Major Medical →
Benefit comparison across the five plan levels
Benefit Essential HealthMajor MedicalStandardComprehensiveFully Comprehensive
Price per adult (from, billed annually) $392/yr$721/yr$1,133/yr$1,525/yr$1,906/yr
Annual plan limit US$100,000US$1,000,000US$1,000,000US$1,000,000US$2,000,000
Hospital room & board Capped daily rateSemi-privateSemi-privateSemi-privateFull cover
Outpatient (GP, specialist, meds) ——US$750 eachUS$750 eachFull cover
Dental ———Inpatient + major (co-insurance)Routine & major (6-mo wait)
Wellbeing check-ups ———US$250 (co-insurance)US$500
Evacuation & repatriation —Optional add-onOptional add-onOptional add-onOptional add-on
  • Treatment is covered worldwide, excluding the United States.
  • Pre-existing conditions are excluded — including conditions you did not know about.
  • Evacuation & repatriation is an optional benefit that costs an additional premium.
  • Prices are Regency’s 2026 rates for the EU region: per person, per year, billed annually, starting at adult age 18 — your exact price depends on age. Children 0–17 pay a flat rate on every plan.
  • Plans run in 12-month terms and renew at the anniversary; the age limits shown apply to new applicants.

Not sure which level? Find your level in one minute → or skip ahead and we’ll recommend one on the call