Guide

Health insurance for Greece's digital nomad visa

By Covered Abroad Research Desk · Last verified July 2026

Greece's digital-nomad visa applies the published national-visa insurance rule: travel medical insurance of at least €30,000, valid across the whole Schengen area for the full duration of your stay, covering emergency care, hospitalisation and repatriation. If you later convert to a residence permit, offices expect fuller cover valid in Greece — the same two-step logic as most Mediterranean routes.

The rule in writing

“Greece’s national (type D) visas require travel medical insurance with minimum cover of €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation, and repatriation.”

Official source: Greek Ministry of Foreign Affairs (mfa.gr) national-visa documentation — Last verified: July 2026

The rule your certificate has to meet

The Ministry of Foreign Affairs publishes one insurance standard for national (type D) visas, and the digital-nomad visa follows it: minimum €30,000, whole Schengen area, full duration, emergency care, hospitalisation and repatriation.

Applicants report the practical confusion is not the rule but the route: Greece runs a digital-nomad visa and a separate financially-independent-person (FIP) track, and even consulate pages blur them. The insurance standard at the visa stage is the same either way.

Nomad policies vs residence cover

A nomad-style travel policy that states €30,000, Schengen territory, your dates and repatriation can clear the visa. If you stay and convert to a residence permit, the decentralised offices expect fuller health cover valid in Greece — an expectation documented by applicants and advisors rather than a single published page, and one where discretion is real.

Cover structured for residence from day one — full medical and hospitalisation cover that happens to also satisfy the €30,000 line — removes the mid-year switch.

Get the moving-paperwork checklist

The month-by-month timeline so the insurance certificate is ready before your appointment, not after.

Get a certificate that meets the published rule

Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.

Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.

Common questions

What insurance does the Greece digital nomad visa require?

The published rule: travel medical insurance of at least €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation and repatriation.

Is the FIP visa's insurance rule different?

No — at the visa stage both follow the same published €30,000 national-visa standard. The two routes differ on income sources and work rights, not the insurance line.

What happens at the residence-permit stage?

Offices expect fuller health cover valid in Greece, comparable to public-system cover. Practice varies by office; we are straight about that and confirm what your certificate can state before you buy.