Guide

Greece digital nomad visa: what your insurance has to prove

By Covered Abroad Research Desk · Last verified July 2026

Greece's digital-nomad visa applies the published national-visa insurance rule: travel medical insurance of at least €30,000, valid across the whole Schengen area for the full duration of your stay, covering emergency care, hospitalisation and repatriation. If you later convert to a residence permit, offices expect fuller cover valid in Greece — the same two-step logic as most Mediterranean routes.

The rule in writing

“Greece’s national (type D) visas require travel medical insurance with minimum cover of €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation, and repatriation.”

Official source: Greek Ministry of Foreign Affairs (mfa.gr) national-visa documentation — Last verified: July 2026

Quick check · the €30,000 figure

Several consulate checklists on this page anchor to a €30,000 minimum. Check your current policy's medical cover limit against that figure:

The figure is only one line of the rule: scope, duration, and the exact certificate wording matter too. Run the full policy check, or request a quote and a person reviews the wording for your file.

The rule your certificate has to meet

The Ministry of Foreign Affairs publishes one insurance standard for national (type D) visas, and the digital-nomad visa follows it: minimum €30,000, whole Schengen area, full duration, emergency care, hospitalisation and repatriation.

Applicants report the practical confusion is not the rule but the route: Greece runs a digital-nomad visa and a separate financially-independent-person (FIP) track, and even consulate pages blur them. The insurance standard at the visa stage is the same either way.

Nomad policies vs residence cover

A nomad-style travel policy that states €30,000, Schengen territory, your dates and repatriation can clear the visa. If you stay and convert to a residence permit, the decentralised offices expect fuller health cover valid in Greece — an expectation documented by applicants and advisors rather than a single published page, and one where discretion is real.

Cover structured for residence from day one — full medical and hospitalisation cover that happens to also satisfy the €30,000 line — removes the mid-year switch.

Get the moving-paperwork checklist

The month-by-month timeline so the insurance certificate is ready before your appointment, not after.

Get a certificate that meets the published rule

Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.

Cover underwritten by Regency Assurance · every rule on this site cited and dated · a person calls back within one business day.

Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.

Common questions

What insurance does the Greece digital nomad visa require?

The published rule: travel medical insurance of at least €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation and repatriation.

Is the FIP visa's insurance rule different?

No — at the visa stage both follow the same published €30,000 national-visa standard. The two routes differ on income sources and work rights, not the insurance line.

What happens at the residence-permit stage?

Offices expect fuller health cover valid in Greece, comparable to public-system cover. Practice varies by office; we are straight about that and confirm what your certificate can state before you buy.