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Health insurance for Greece's financially independent person (FIP) visa

By Covered Abroad Research Desk · Last verified July 2026

For Greece's financially-independent-person (FIP) route, the published national-visa rule requires travel medical insurance of at least €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation and repatriation. At the residence-permit stage after arrival, offices expect fuller cover valid in Greece — practice varies, and we are straight about that below.

The rule in writing

“Greece’s national (type D) visas require travel medical insurance with minimum cover of €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation, and repatriation.”

Official source: Greek Ministry of Foreign Affairs (mfa.gr) national-visa documentation — Last verified:

The visa-stage rule, cited

Greece's Ministry of Foreign Affairs publishes the national (type D) visa insurance requirement: minimum €30,000, the whole Schengen area, the full duration of your stay, covering emergency medical care, hospitalisation, and repatriation.

That is the same Schengen standard Portugal uses at its consulate stage — and a compliant international policy meets it, provided the certificate states the amount, territory, dates and repatriation clearly.

The residence-permit stage: where practice varies

After arrival, the FIP residence permit is handled by Greece's decentralised administration offices, and applicants and advisors report those offices expecting fuller health cover valid in Greece — comparable to what the public system covers. Unlike the visa-stage rule, this expectation is not spelled out on a single government page, and offices exercise discretion.

We tell you this because it is true, and because it is exactly the kind of gap where a certificate worded for the officer beats a policy chosen on price. A person reviews your case and is straight about what we can and cannot confirm for your office before you buy.

Who the FIP route fits

The FIP visa is Greece's route for retirees and financially independent movers — the same profile as Italy's elective-residence visa, with a similar insurance logic: a Schengen-standard certificate to enter, fuller cover to stay.

If you are comparing Mediterranean routes, Italy's ERV rule and Portugal's D7 are the natural benchmarks — both published, both cited on their pages.

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Get a certificate that meets the published rule

Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.

Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.

Common questions

How much cover does the Greece FIP visa require?

The published national-visa rule is a minimum of €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation and repatriation.

Is travel insurance enough for Greece?

A travel medical policy meeting the €30,000 Schengen standard satisfies the published visa-stage rule. At the residence-permit stage, offices expect fuller cover valid in Greece — plan for that from the start rather than switching under time pressure.

Can you arrange cover for Greece?

We arrange international private cover that meets the published visa-stage rule, and we are straight about the permit-stage discretion: a person reviews your case and confirms what the certificate can state before you buy.

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