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Guide

Moving to France from the US: the paperwork checklist

By Covered Abroad Research Desk · Last verified July 2026

US families moving to France need a VLS-TS long-stay visa, and that application requires private health insurance covering your full stay — travel insurance is refused. Work in phases. Open your visa window, arrange the insurance certificate before your appointment, attend the consulate, then validate the visa and complete OFII on arrival.

The rule in writing

“For a long-stay visa (VLS-TS), you must hold private health insurance covering your full stay in France. Travel insurance and short-stay Schengen policies are not accepted.”

Official source: France-Visas (france-visas.gouv.fr) & FrenchEntrée long-stay guide — Last verified:

Phase 1: open your visa window

Start several months before you plan to move. US citizens apply for a VLS-TS long-stay visa through the France-Visas portal, then book a slot at the consulate serving your state.

Two documents take the longest to get right: proof of accommodation and your health insurance certificate. Arrange both before you book the appointment.

Phase 2: the insurance certificate the consulate reads

France requires private health insurance covering your full stay — see the rule below. Travel and Schengen policies are refused because they are built for trips, not residence.

The certificate is what the officer reads. It must show private medical and hospitalisation cover, valid in France, for the whole visa period, with no disqualifying deductible.

This is the step families we hear from get wrong most often. Arrange a policy structured for residence, and check the certificate wording before you buy.

Phase 3: the consulate appointment

Bring the full file to your appointment: passport, France-Visas forms, accommodation proof, financial evidence, and the insurance certificate.

The consulate keeps discretion over every application. A compliant certificate removes one common reason for refusal — it does not guarantee approval.

Phase 4: after you arrive — validation and OFII

Soon after arrival, validate your VLS-TS online and pay the tax stamp. This step turns the visa into a residence permit.

Some visa types complete an OFII registration — a medical check and welcome interview. Public cover (PUMa) comes later, so keep your private policy running through the bridge months.

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Get a certificate that meets the published rule

Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.

Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.

Common questions

Can I use my US health insurance for the French visa?

Generally no. US domestic plans are not structured to cover treatment while you live in France, and consulates do not accept them. You need private cover valid in France for the full visa period.

When should we buy the insurance — before or after the appointment?

Before. The certificate is part of the application file the consulate reviews at your appointment. Arrange the policy first, check the certificate wording, then book.

Does the whole family need separate certificates?

Each applicant's file must show cover valid in France for the visa period. A family policy can cover spouse and children under one plan, but every visa file must show the insurance.

What happens to our cover once we get French public healthcare?

Public cover (PUMa) comes months after arrival, not on day one. Keep your private policy running through the bridge, and many families keep private cover alongside the public system.

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