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Greece · visa health insurance

Health insurance for Greece’s digital nomad visa

By Covered Abroad Research Desk · Last verified July 2026

Greece’s digital-nomad visa follows the published national-visa insurance standard: at least €30,000 of travel medical cover, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation and repatriation. Converting to a residence permit later brings the fuller valid-in-Greece expectation — cover structured for residence handles both from day one.
Get a certificate that meets this rule Check my current policy

Visa-ready plans from $721 per adult, billed annually · see your exact price by age.

The rule in writing

“Greece’s national (type D) visas require travel medical insurance with minimum cover of €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation, and repatriation.”

Official source: Greek Ministry of Foreign Affairs (mfa.gr) national-visa documentation — Last verified:

One standard, two confusingly similar routes

Greece runs a digital-nomad visa and a financially-independent-person route in parallel, and applicants regularly confuse them — even consulate pages blur the two. At the visa stage the insurance standard is the same: €30,000, Schengen-wide, full duration, with repatriation stated on the certificate.

Remote work, residence-grade cover

A nomad travel policy can clear the visa line; the residence-permit conversion is where offices expect fuller cover valid in Greece. We arrange residence-grade international cover — valid in Greece, Schengen-wide for your client trips, worldwide excluding the US — with the certificate worded for the officer. Pre-existing conditions are excluded, said up front.

Honest limits: Cover is worldwide but excludes treatment in the United States. Pre-existing conditions are excluded, including conditions you did not know about. We disclose this before you request a quote. Consulates keep discretion, and requirements can change. We show the published rule and its source; the final decision is the consulate’s.

Cover levels that meet the rule

Benefits shown are public. Premiums are quote-based — we never publish prices.

Standard

From $1,133/yearabout $94/mo billed annuallyChildren 0–17: flat $853/yr

Adds everyday outpatient care — GP and specialist visits, prescriptions, and tests — to hospital cover.

  • US$1,000,000 overall plan limit per year
  • GP, specialist, medication & lab tests (US$750 each)
  • Outpatient surgical to US$25,000
  • Semi-private hospital room & board
  • Pre- & post-hospitalisation cover

New applicants up to age 70.

+ everything included — hover to expand

Scope: No dental or wellbeing benefits at this level.

Choose StandardSee your price by age →
Most chosen for visa moves

Comprehensive

From $1,525/yearabout $127/mo billed annuallyChildren 0–17: flat $1,151/yr

Broad family cover: full outpatient, dental, wellbeing check-ups, and parental accommodation.

  • US$1,000,000 overall plan limit per year
  • Full outpatient: GP, specialist, meds, tests, physiotherapy
  • Dental (major & emergency, inpatient) + annual check-ups
  • Parental accommodation (added bed, same room)
  • Organ transplant cover to US$100,000
  • Annual wellbeing check-ups to US$250 (co-insurance)

New applicants up to age 70.

+ everything included — hover to expand

Choose Comprehensive

Want the maximum? Fully Comprehensive adds a private room, a US$2,000,000 limit and routine dental from about +$32/mo.

See your price by age →

Fully Comprehensive

From $1,906/yearabout $159/mo billed annuallyChildren 0–17: flat $1,439/yr

The highest level: full-cover room, uncapped surgeon fees, routine dental, and the largest limits.

  • US$2,000,000 overall plan limit per year
  • Full-cover private room & board
  • Full surgeon, professional & outpatient cover
  • Routine & major dental (after 6-month wait)
  • Wellbeing check-ups & vaccinations to US$500

New applicants up to age 70.

+ everything included — hover to expand

Choose Fully ComprehensiveSee your price by age →

See your exact price by age →

Budget options — limited cover

Essential Health

From $392/yearabout $33/mo billed annually

A budget plan for accident and emergency care in state hospitals only. Not full private health cover.

  • US$100,000 maximum plan limit per year
  • Unforeseen accident & emergency care only

Scope: State hospitals only, accident/emergency only. No outpatient, dental, or wellbeing cover. Not a substitute for full private health insurance on a visa application.

Choose Essential Health →

Major Medical

From $721/yearabout $60/mo billed annually

Hospital-focused cover: inpatient treatment, surgery, and emergencies, worldwide outside the US.

  • US$1,000,000 overall plan limit per year
  • Semi-private hospital room & board
  • Theatre, ICU, and emergency-room cover (full)

Scope: No outpatient, dental, or wellbeing benefits at this level.

Choose Major Medical →
  • Treatment is covered worldwide, excluding the United States.
  • Pre-existing conditions are excluded — including conditions you did not know about.
  • Evacuation & repatriation is an optional benefit that costs an additional premium.
  • Prices are Regency’s 2026 rates for the EU region: per person, per year, billed annually, starting at adult age 18 — your exact price depends on age. Children 0–17 pay a flat rate on every plan.
  • Plans run in 12-month terms and renew at the anniversary; the age limits shown apply to new applicants.

Common questions

What does Greece’s digital-nomad visa require for insurance?

The published national-visa rule: minimum €30,000, whole Schengen area, full duration, covering emergency care, hospitalisation and repatriation.

Can I use my existing nomad insurance?

If it states €30,000, Schengen territory, your dates and repatriation, it can meet the published visa-stage rule. For the residence-permit stage, offices expect fuller cover valid in Greece.

Do you arrange cover for Greece?

Yes — residence-grade international cover meeting the published rule, with our partner’s confirmed Greek placements (July 2026), and a person verifying the certificate for your case first.

Get a certificate that meets the published rule

Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.

Get my quote Check my policy first

Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.

Keep reading

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Guides for this move

Health insurance for Greece's financially independent person (FIP) visaHealth insurance for Greece's digital nomad visaWill SafetyWing or travel insurance be accepted for a long-stay visa?