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The AFM: the nine digits Greece asks for before anything else

By Covered Abroad Research Desk · Last verified July 2026

The AFM (Arithmos Forologikou Mitroou) is Greece's tax identification number — and the key that unlocks renting, utilities, banking and buying property or vehicles. Per gov.gr's official service page, you can request an AFM and pass key exclusively electronically, then identify yourself either by videoconference on myAADElive with an AADE representative, or in person at the tax office (DOY) of your choice — and the application is open to natural persons irrespective of their tax residence.

What the AFM is for

Greek administration runs on the AFM the way Spain runs on the NIE, Portugal on the NIF and Italy on the codice fiscale: leases, utility contracts, bank accounts, car purchases and any dealing with the tax system want the number first. It's separate from the AMKA — that's social security; the AFM is tax. New arrivals typically need both, AFM first.

Source: gov.gr — Attribution of Tax Identification Number (AFM), read 10 September 2026.

The official route

gov.gr's service page sets out the path: submit the request electronically — entering personal details, your identification document and contact details — then complete identification via videoconference or by physically attending the Tax Office (DOY) of your choice. The video route runs on myAADElive with an AADE representative, served directly or by appointment. The page states applications are open to natural persons, irrespective of their tax residence, and a representative with specific authorisation can act for you.

Source: gov.gr — AFM and pass key for natural persons, read 10 September 2026.

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The pass key, and getting the order right

The same application issues the pass key (kleidarithmos) — the credential that activates your account on the tax platform, where returns, certificates and every later interaction live. Practical order for a mover: passport and entry documents ready, AFM + pass key first, then bank account, lease and utilities in whatever order the landlord demands, with the AMKA alongside once work or healthcare enters the picture.

Source: gov.gr — AFM service page, read 10 September 2026.

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Common questions

Can I get an AFM as a foreigner?

Yes — the gov.gr service page states the application is open to natural persons irrespective of their tax residence. Identification runs by videoconference (myAADElive) or in person at a DOY.

Can I apply for the AFM remotely?

The request itself is exclusively electronic, and identification can be completed by video call with an AADE representative — so the full path can run before or after arrival.

What's the difference between AFM and AMKA?

AFM is the tax number; AMKA is the social-security number. Renting and banking want the AFM; employment and healthcare bring in the AMKA.

Can someone apply on my behalf?

Yes — a representative with specific authorisation to obtain an AFM and pass key can act for you, per the official page.

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