Ambulance cost in Malta: who is covered

The portal is specific: emergency ambulance transport to hospital is covered for holders of a valid EHIC and persons entitled to free public healthcare in Malta. It lists the entitlement documents it recognises as a valid EHIC, UK GHIC, S1 or RHA documentation, alongside people entitled under Maltese legislation.

In an acute emergency, patients may call 112 for an ambulance or go directly to the Accident & Emergency Department.

Source: Government of Malta, EESSI portal: Information regarding healthcare in Malta, read 16 October 2026.

For entitled people, the portal says emergency and medically necessary treatment can be accessed free of charge at Mater Dei Hospital in Msida, Gozo General Hospital and health centres across Malta and Gozo. It also lists:

• Emergency dental treatment, free at Mater Dei Hospital and health centres
• Medication prescribed during inpatient treatment, or for the first three days after discharge

Source: Government of Malta, EESSI portal: Information regarding healthcare in Malta, read 16 October 2026.

The portal frames ambulance cover around entitlement. It does not publish a charge for people without an EHIC, S1 or Maltese entitlement, so the honest position is that the published cover does not extend to them.

That gap matters most to new residents waiting for their entitlement, and to non-EU arrivals. Our retiring to Malta guide covers the residence side.

On Regency's international health plans, local ambulance to hospital is listed as full cover on all four tiers and on Essential Health. International evacuation and repatriation is an optional add-on rather than part of the base plan, and air, sea and mountain rescue is always excluded. Pre-existing conditions are excluded, and what applies is whatever your policy wording says. We are an insurance introducer, not an insurer.