Guide
Buying property in Portugal: the one-stop desk and its price list
By Covered Abroad Research Desk · Last verified July 2026
Casa Pronta: what the desk does and what it costs
The justice ministry's Casa Pronta service exists to collapse Portugal's completion chain into one counter: purchase-and-sale contracts, the associated registrations, and the connected procedures handled in one moment, at one desk — run by the Instituto dos Registos e do Notariado. The published price list is equally direct: €375 for a process with a single registration act (an acquisition, or a mortgage), €700 where more than one act runs together — the classic purchase with bank financing — and €50 for each additional property in the same process. In-person service runs by appointment at any Casa Pronta desk.
Around the desk sit the buyer's usual Portuguese prerequisites — the NIF above all, since nothing fiscal happens without it — and the taxes the desk helps process, IMT and stamp duty among them, whose amounts run on their own scales.
Source: Justiça.gov.pt, Balcão Casa Pronta — serviço e custos, read 5 September 2026.
What the purchase does and doesn't buy
Portugal removed real estate from its residence-by-investment menu — the ARI's current form explicitly excludes property, directly or indirectly — so a Portuguese house, like a French or Spanish one, is a home and not a visa. Residence runs the D7 and its siblings, with AIMA's portal handling the renewals; the Portugal hub carries the insurance wording each route asks for.
For the many buyers who purchase first and relocate later, the practical sequence is: NIF, bank account, purchase via Casa Pronta — then, when the move firms up, the visa file on its own clock, with cover matched to the route's published rule.
60-second check
Not sure the policy you have meets your destination's written rule? Run it through the policy check now, before you build the rest of the file around it.
Check my policyOwner to resident, in order
The house makes the D7's accommodation line trivial and the rest of the file unchanged: income evidence, the two-stage insurance pattern our D7 guide documents, and the AIMA appointments at the end. Run the checklist when the calendar firms: