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Buying property in Portugal: the one-stop desk and its price list

By Covered Abroad Research Desk · Last verified July 2026

Portugal welcomes foreign buyers and runs the cleanest completion mechanism of the three big markets: the state's Casa Pronta desks handle the purchase contract, registrations and tax steps in a single sitting, at published prices — €375 for a single registration act, €700 where several acts combine (a purchase with mortgage financing), plus €50 per additional property. The service is run by the registries institute, bookable at any Casa Pronta desk.

Casa Pronta: what the desk does and what it costs

The justice ministry's Casa Pronta service exists to collapse Portugal's completion chain into one counter: purchase-and-sale contracts, the associated registrations, and the connected procedures handled in one moment, at one desk — run by the Instituto dos Registos e do Notariado. The published price list is equally direct: €375 for a process with a single registration act (an acquisition, or a mortgage), €700 where more than one act runs together — the classic purchase with bank financing — and €50 for each additional property in the same process. In-person service runs by appointment at any Casa Pronta desk.

Around the desk sit the buyer's usual Portuguese prerequisites — the NIF above all, since nothing fiscal happens without it — and the taxes the desk helps process, IMT and stamp duty among them, whose amounts run on their own scales.

Source: Justiça.gov.pt, Balcão Casa Pronta — serviço e custos, read 5 September 2026.

What the purchase does and doesn't buy

Portugal removed real estate from its residence-by-investment menu — the ARI's current form explicitly excludes property, directly or indirectly — so a Portuguese house, like a French or Spanish one, is a home and not a visa. Residence runs the D7 and its siblings, with AIMA's portal handling the renewals; the Portugal hub carries the insurance wording each route asks for.

For the many buyers who purchase first and relocate later, the practical sequence is: NIF, bank account, purchase via Casa Pronta — then, when the move firms up, the visa file on its own clock, with cover matched to the route's published rule.

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Owner to resident, in order

The house makes the D7's accommodation line trivial and the rest of the file unchanged: income evidence, the two-stage insurance pattern our D7 guide documents, and the AIMA appointments at the end. Run the checklist when the calendar firms:

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Common questions

Can foreigners buy property in Portugal?

Yes, without restrictions — the practical prerequisites are the NIF and a bank account, and completion can run through the state's Casa Pronta one-stop desks, which handle contract and registrations in one sitting by appointment.

What does Casa Pronta cost?

Per the justice ministry's published list: €375 for a single registration act, €700 where several acts combine (such as a purchase with mortgage), plus €50 per additional property in the same process.

Does buying property help with a Portuguese visa?

Not as an investment route — the ARI excludes real estate directly or indirectly. A house satisfies the accommodation line of routes like the D7, but the income and insurance requirements stand on their own.

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