Retirement age in Austria: 65 for men, and a rising table for women

The federal portal quotes the law directly: beginning on 1 January 2024, the age limit for old-age pensions for women is increased by six months on 1 January each year until 2033. By date of birth:

• 1 January to 30 June 1964: 60.5
• 1 July to 31 December 1964: 61
• 1 January to 30 June 1965: 61.5
• 1 July to 31 December 1965: 62
• 1 January to 30 June 1966: 62.5
• 1 July to 31 December 1966: 63
• 1 January to 30 June 1967: 63.5
• 1 July to 31 December 1967: 64
• 1 January to 30 June 1968: 64.5
• Born after 30 June 1968: 65

For men the standard age stays at 65. The end state is one age for everyone: 65 for women as of 2033.

Source: oesterreich.gv.at: Old-age pension, people born on or after 1 January 1955, read 16 October 2026.

Reaching the age is not enough on its own. The portal lists the insurance record you need, with alternatives:

• 180 months of insurance (15 years) within the last 360 calendar months (30 years), or
• 180 months of contributions from compulsory or voluntary insurance, whenever they were earned, or
• 300 months of insurance (25 years) up to the pension start date.

The portal adds a further alternative: at least 180 months of insurance, of which at least 84 months (7 years) were in gainful employment.

The portal also notes that the pension is claimed by application, by the end of the month before you retire.

Source: oesterreich.gv.at: Old-age pension, people born on or after 1 January 1955, read 16 October 2026.

EU-insured periods count toward qualifying under the coordination rules our multi-country pension guide explains, and Austria pays the Austrian share on its own record.

If your retirement plan includes private health cover abroad, timing matters: Regency's international health plans accept new applicants up to age 70, and Essential Health up to 80. Pre-existing conditions are excluded, and cover is governed by the policy wording. We are an insurance introducer, not an insurer.