Guide
Taxas moderadoras: mostly abolished, with one door still charging
By Covered Abroad Research Desk · Last verified July 2026
What the consolidated law now says
Reading Decreto-Lei 113/2011 in its consolidated form — the frame law on SNS user fees, as amended — the current shape is clear. Primary care went free: Lei 84/2019 dispensed fees in primary-care consultations, and Decreto-Lei 96/2020 extended the dispensation to all diagnostic and therapeutic exams prescribed within primary care. Then Decreto-Lei 37/2022 (effective 1 June 2022) narrowed what remained to one place: fees apply only in hospital emergency services (urgência) — and even there the fee is waived when the SNS referred you to the urgência, or when the episode ends in admission.
The frame law also caps the amounts: fee values cannot exceed one third of the SNS price table for the service. The practical translation: an SNS user pays at the emergency door only when they walked in without a referral and were not admitted.
Source: Diário da República, DL 113/2011 (texto consolidado) — taxas moderadoras, read 5 September 2026.
Who never pays, even at that door
Article 4's exemption list survives all the amendments, and it is broad: pregnant women and new mothers, minors, users with a certified incapacity of 60% or more, and users in economic insufficiency (together with their household dependants), among further categories. For a family moving to Portugal, the practical readings are immediate: children never pay taxas, and pregnancy care carries none.
Exemption by economic insufficiency runs on declared household income under the article-6 mechanics — a status Portuguese residents request rather than receive automatically.
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Check my policyWhat this means for a new resident's budget
For anyone budgeting a Portuguese move, the taxas line has almost vanished from the arithmetic — our is-healthcare-free guide carries the broader picture and the family-doctor guide the access reality behind it: fee-free care still requires being registered, with a número de utente, and — the genuine bottleneck — an assigned family doctor. Private care and private insurance exist in Portugal for reasons the fee schedule never touched: waiting times, specialist choice and English-language service.
The visa file is its own story — Portugal's residence routes ask for insurance at the application stage regardless of how cheap the SNS later is, and the Portugal hub documents those rules from the sources. Published prices for the cover side live on the pricing page.