Official 2026 rates · EU region · USD, per person
Straight prices, from the official rate card.
Most expat insurers make you sit through a sales call to hear a number. Here is ours up front: every price below is Regency’s official 2026 rate — by your exact age, per person, billed annually. Children 0–17 pay one flat rate on every plan.
Where are you moving?
Showing the EU column — the rates for our ten European destinations. Moving to Indonesia or Malaysia? Flip to Asia: the same card prices them from its rest-of-world column.
| Plan | From (adult, per year) | About per month* | Child 0–17 (flat, per year) |
|---|---|---|---|
| Essential Health | $392 | $33/mo | $308 |
| Major Medical | $721 | $60/mo | $566 |
| Standard | $1,133 | $94/mo | $853 |
| Comprehensive | $1,525 | $127/mo | $1,151 |
| Fully Comprehensive | $1,906 | $159/mo | $1,439 |
| Plan | From (adult, per year) | About per month* | Child 0–17 (flat, per year) |
|---|---|---|---|
| Essential Health | $392 | $33/mo | $308 |
| Major Medical | $962 | $80/mo | $755 |
| Standard | $1,510 | $126/mo | $1,137 |
| Comprehensive | $2,033 | $169/mo | $1,535 |
| Fully Comprehensive | $2,541 | $212/mo | $1,919 |
*Annual price divided by twelve — billed annually. Prices rise with age; the calculator below shows your exact figure.
Real examples at real ages
The same official rates, per adult per year, at the ages people actually move:
| Plan | Age 40 | Age 55 | Age 65 |
|---|---|---|---|
| Essential Health | $589 | $926 | $1,731 |
| Major Medical | $1,081 | $1,701 | $3,180 |
| Standard | $1,804 | $3,199 | $5,367 |
| Comprehensive | $2,475 | $4,334 | $6,917 |
| Fully Comprehensive | $3,094 | $5,418 | $8,646 |
| Plan | Age 40 | Age 55 | Age 65 |
|---|---|---|---|
| Essential Health | $589 | $926 | $1,731 |
| Major Medical | $1,442 | $2,268 | $4,241 |
| Standard | $2,406 | $4,265 | $7,157 |
| Comprehensive | $3,301 | $5,780 | $9,223 |
| Fully Comprehensive | $4,126 | $7,225 | $11,528 |
Every plan runs in 12-month terms and renews at its anniversary; the age limits (70 for new applicants; Essential Health 80) apply to new applicants. Benefits, terms, and premiums can change at renewal — if you’re close to an age limit, ask on your call and you’ll get a straight answer for your case before you commit.
Your exact price · EU region
Who’s moving?
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All figures are Regency’s official 2026 rates for the region shown, rounded to the dollar. Annual billing shown first; the monthly option is the rate card’s own installment price. Evacuation & repatriation is an optional add-on. Pre-existing conditions are excluded; treatment in the United States is not covered.