Guide

DuitNow QR: paying like a local in Malaysia

By Covered Abroad Research Desk · Last verified July 2026

DuitNow QR is Malaysia's national QR payment standard, run by PayNet: one QR code that works with participating banks and e-wallets across the country. You scan, key in the amount and pay. Visitors can scan it too, using supported apps from home — including Alipay+ partner wallets, WeChat Pay, Thailand's PromptPay and Indonesia's QRIS.

What DuitNow QR is

PayNet, Malaysia's national payments network, describes DuitNow QR as Malaysia's national QR standard, supporting participating banks and e-wallets through a single QR code.

PayNet lists more than 60 participating providers, including the major banks — Maybank, CIMB, Public Bank, RHB and others — and e-wallets such as TNG eWallet, GrabPay, Boost and BigPay. Look for the DuitNow QR standee at the counter.

Beyond paying shops, you can also use it to send money to friends by scanning their QR code.

Sources: PayNet — DuitNow QR; PayNet — DuitNow Cross Border QR Payments; PayNet press release, 21 August 2025; PayNet press release, 1 December 2025; all read 7 October 2026.

How to pay

PayNet sets out three steps:

Open your app — your mobile banking or e-wallet app
Scan and enter the amount — scan the merchant's DuitNow QR and key in what you owe
Pay and get confirmation — check the details, tap Pay, and you'll get a notification confirming the payment

Payments are typically received instantly. Once you have a Malaysian bank account or a local e-wallet, this quickly becomes the easiest way to pay for almost anything.

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Paying as a visitor, before you have a local account

You don't need a Malaysian bank account to start. PayNet says international travellers can use supported banking or e-wallet apps to scan the DuitNow QR at the counter and enter the amount in ringgit. The international wallets it lists are Alipay+, WeChat Pay, UnionPay, PromptPay (Thailand), QRIS (Indonesia), Bakong (Cambodia) and NETS (Singapore).

According to PayNet's August 2025 announcement, Alipay+ alone lets users of 15 international payment partners scan and pay at more than 2.6 million DuitNow QR merchants across Malaysia.

PayNet says you see the full ringgit amount before paying and that cross-border QR payments are free for consumers — but it's worth checking your own bank or wallet's terms. And it works the other way, too: once you're set up with a Malaysian app, PayNet lists Singapore, Indonesia, Thailand and Cambodia as places you can scan and pay on trips.

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Common questions

What is DuitNow QR?

Malaysia's national QR payment standard, run by PayNet. One QR code works with participating banks and e-wallets across the country.

Can foreigners use DuitNow QR?

Yes. PayNet says international travellers can pay with supported apps, including Alipay+ partner wallets, WeChat Pay, UnionPay, PromptPay, QRIS, Bakong and NETS. Once you have a Malaysian bank account or e-wallet, you can use that too.

Which apps work with DuitNow QR?

PayNet lists more than 60 participating providers, including Maybank, CIMB, Public Bank, RHB, TNG eWallet, GrabPay, Boost and BigPay.

Can I send money to a friend with DuitNow QR?

Yes. Scan the recipient's QR code in your banking or e-wallet app, enter the amount and confirm.