Skip to content

Guide

Health risks in Malaysia, and where they apply

By Covered Abroad Research Desk · Last verified July 2026

UK Foreign Office travel advice names malaria, dengue, and rabies in the states of Perlis, Kedah, Penang and Sarawak, plus altitude sickness in parts of east Malaysia including Mount Kinabalu. The useful detail is that the rabies risk is named by state — so where you live changes which risks apply to you.

The rule in writing

“Malaysia’s public system charges foreigners under the Ministry of Health’s published foreigner service rates (Fees Act 1951 fee orders): outpatient RM40, specialist RM120 and emergency RM100 per visit, with inpatient ward and procedure charges on top — so an uninsured long-stay resident pays the full foreigner schedule out of pocket.”

Official source: Ministry of Health Malaysia — Caj Bagi Warga Asing (foreigner service rates) — Last verified:

The named risks

UK Foreign Office travel advice for Malaysia lists the health risks you will face, and it is more specific than most country pages manage: malaria, dengue, and rabies in the states of Perlis, Kedah, Penang and Sarawak.

It also flags altitude sickness as a risk in parts of Malaysia, including Mount Kinabalu in east Malaysia — relevant if your relocation comes with ambitions.

Source: UK Foreign, Commonwealth & Development Office — Malaysia travel advice, Health, read 22 September 2026.

Rabies is regional, and that is unusual

Most travel advice treats rabies as a national yes-or-no. Malaysia's is named by state, which is genuinely useful if you are choosing where to settle.

Four states are listed: Perlis, Kedah, Penang and Sarawak. Penang in particular is a common expat destination, so this is not an abstract note about remote border regions.

What the advice does not do is tell you the current status of any outbreak, and neither will we — that changes, and the authority on it is the Ministry of Health and your own doctor. The point to carry is that the risk is location-dependent and Penang is on the list.

Source: UK Foreign, Commonwealth & Development Office — Malaysia travel advice, Health, read 22 September 2026.

60-second check

Not sure the policy you have meets your destination's written rule? Run it through the policy check now, before you build the rest of the file around it.

Check my policy

Dengue is the one that fills beds

As across the region, dengue is the mosquito-borne illness most likely to turn a resident into an inpatient. There is no specific cure; the severe form is managed by admission, monitoring and time.

The mosquito bites during the day, which defeats evening-only precautions, and residents grow complacent faster than visitors do.

What treatment costs a foreigner here

Malaysia bills non-citizens on the Ministry of Health's published schedule under the Fees Act 1951 fee orders: RM40 outpatient attendance, RM120 specialist, RM100 emergency, with inpatient ward and procedure charges on top.

Those attendance fees are survivable. A multi-day dengue admission, or a course of post-exposure rabies treatment at a private facility, is the part that is not — and private hospitals routinely ask self-paying patients for a deposit before admitting them.

Source: Ministry of Health Malaysia — Caj Bagi Warga Asing (foreigner service rates), read 22 September 2026.

What this means for cover

  • Inpatient cover first — dengue is an admission risk.
  • Outpatient cover for a rabies post-exposure course, which runs over several days.
  • Direct settlement with private hospitals near you, which is what avoids the deposit.
  • Regional cover, since complex cases cross to Singapore.

We are an insurance introducer, not an insurer, and nothing here is medical advice. Pre-existing conditions are excluded and cover is governed by the Regency Assurance policy wording.

Get the moving-paperwork checklist

The month-by-month timeline so the insurance certificate is ready before your appointment, not after.

We’ll also alert you if the rules change. Unsubscribe anytime. See our privacy policy.

Get a certificate that meets the published rule

Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.

Cover underwritten by Regency Assurance · every rule on this site cited and dated · a person calls back within one business day.

Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.

Common questions

What are the main health risks in Malaysia?

UK Foreign Office travel advice names malaria, dengue, and rabies in the states of Perlis, Kedah, Penang and Sarawak, plus altitude sickness in parts of east Malaysia including Mount Kinabalu.

Is there rabies in Penang?

Penang is one of four states named in the Foreign Office advice for rabies risk, alongside Perlis, Kedah and Sarawak. Current outbreak status is a question for the Ministry of Health and your doctor.

Is dengue common in Malaysia?

Dengue is a named risk and is the mosquito-borne illness most likely to result in a hospital admission. There is no specific cure; severe cases are managed by admission and monitoring.

What would treatment cost me?

The Ministry of Health publishes non-citizen rates — RM40 outpatient, RM120 specialist, RM100 emergency per visit, with ward and procedure charges on top. An admission is the cost worth insuring.

Keep reading