Indonesia's digital nomad visa, officially the E33G

Search for Indonesia's digital nomad visa and you will find a dozen agency pages using that phrase. Indonesian immigration does not. The route is indexed as E33G, the remote worker permit, and if you are filling in the eVisa portal that is the code you will be selecting. The two names describe the same thing; only one of them appears on the paperwork.

It matters because the agency write-ups and the official checklist do not always agree. The checklist is short, specific, and published. Everything below comes from it.

The Directorate General of Immigration publishes the E33G document list on its own eVisa portal. In full, it asks for:

• a passport valid for the period of stay
• a bank statement or account proving income
• a recent photograph
• a curriculum vitae
• an itinerary
• proof of at least US$60,000 in annual income
• an employment contract with a company established outside Indonesia

That is the list. There is no line for health insurance, no minimum cover figure, and no mention of a policy at all.

Source: Directorate General of Immigration — official eVisa portal, Type of Visa E33G, read 22 September 2026.

Two conditions do most of the filtering. The first is the US$60,000 figure, evidenced by a bank account rather than a payslip. The second is quieter and catches more people: the employment contract must be with a company established outside Indonesia.

That second condition is the whole design of the route. Indonesia is granting residence to someone whose income arrives from abroad and is spent locally. It is not a work permit for the Indonesian market, and a contract with an Indonesian entity does not satisfy it — that is a different route with different paperwork.

Here is the part worth slowing down for. Because the checklist names no policy, nothing stops you arriving on an E33G with no cover at all. Plenty of people do.

What waits for them is a system that was never built around them. Indonesia's national health scheme, JKN/BPJS, defines its participants in Presidential Regulation 82 of 2018. Article 1(2) includes foreigners who have worked in Indonesia for at least six months. A remote worker paid by a company abroad is, by the E33G's own design, not that person. The scheme's definition and the visa's definition point in opposite directions.

So the honest position is this: the visa will not ask you for insurance, and the public scheme is not built for you either. What covers the gap is a private policy, bought because you looked at the exposure rather than because a form demanded it.

Source: Peraturan Presiden No. 82 Tahun 2018 tentang Jaminan Kesehatan, Pasal 1 angka 2 — JDIH BPK, read 22 September 2026.

Routine care in Indonesia is inexpensive by Western standards, which is exactly why the risk gets underestimated. A consultation costing very little tells you nothing about what a serious event costs.

The scenario that empties accounts is evacuation. The UK Foreign Office puts it plainly in its Indonesia travel advice: medical evacuation can cost tens of thousands of pounds. For anything complex, the realistic destination is Singapore, and an air ambulance to Singapore is not a bill most remote workers can absorb from a current account.

That is the number to hold in your head when you decide whether the absence of a requirement means the absence of a need.

Source: UK Foreign, Commonwealth & Development Office — Indonesia travel advice, Health, read 22 September 2026.

With no official specification to satisfy, the specification becomes yours. The things that matter on a remote-worker permit:

• Cover where you actually are, not travel cover for a trip you are returning from. A long-stay resident on a travel policy is the most common mistake we see.
• Evacuation and repatriation, given the Singapore reality above.
• Outpatient as well as inpatient — most of what you will use is outpatient.
• Portability, because a nomad permit rarely means staying still.

Our plans are international rather than Indonesian, which suits this route: cover follows you rather than the address on your KITAS. Pre-existing conditions are excluded, and cover is governed by the Regency Assurance policy wording.