Visa-ready plans from $721 per adult, billed annually · see your exact price by age.
The rule in writing
“Greece’s national (type D) visas require travel medical insurance with minimum cover of €30,000, valid for the whole Schengen area and the full duration of stay, covering emergency care, hospitalisation, and repatriation.”
Official source: Greek Ministry of Foreign Affairs (mfa.gr) national-visa documentation — Last verified:
Greece's visa rule and the two routes
Every national (type D) visa application to Greece carries the same baseline: travel medical insurance of at least €30,000, valid across the whole Schengen area, for the full length of your visa, covering emergency care, hospitalisation, and repatriation (mfa.gr, verified July 2026). That figure is the floor, not a target; it applies before you've unpacked a single box.
From there, the path splits by why you're moving. Non-working movers and retirees generally sit on the FIP route. Remote workers on a national visa generally sit on the digital nomad route. The two look similar on paper but diverge in the details; we untangle them fully in our FIP guide and our digital nomad guide.
Choosing a cover level
One insurer runs the ladder across all eight destinations we cover, so the tiers work the same way in Greece as everywhere else: Essential, Major Medical, Standard, Comprehensive, and Fully Comprehensive. Every tier gives same-day cover with no medical exam, a 14-day cooling-off window, and a flat rate for children aged 0 to 17. Annual limits run from US$1,000,000 up to US$2,000,000 depending on tier. New applicants are accepted up to age 70, except Essential, which extends to 80. Every tier excludes pre-existing conditions and does not cover treatment in the United States.
We recommend Comprehensive as the practical starting point for most movers to Greece: it clears the €30,000 visa floor with real room to spare, which matters if a hospital stay runs long. Essential and Major Medical can still satisfy the visa minimum on paper; the honest trade-off is thinner headroom if something serious happens.
One more honesty point, specific to what comes after the visa. If you later apply for a residence permit, your certificate goes into your file as a case question, not a checkbox; permit review sits with that specific office's discretion, and we don't make acceptance claims on any insurer's behalf. In practice: a person confirms the certificate for your office before you buy.
Where every answer lives
By visa route: read FIP visa insurance if you're a non-working mover or retiree, or digital nomad insurance if you work remotely; and use the FIP guide or the digital nomad guide if you're still working out which one applies to you.
By price: real, published prices for Greece live at Greece cost, and your exact household figure is at pricing.
By system: understand what you're covering yourself against at Greece's healthcare system; new arrivals sit outside ESY until they're registered with Greek social security.
Ready to move: run a checklist, get a quote, or run a policy check on cover you already hold.
Honest limits: Cover is worldwide but excludes treatment in the United States. Pre-existing conditions are excluded, including conditions you did not know about. We disclose this before you request a quote. Consulates keep discretion, and requirements can change. We show the published rule and its source; the final decision is the consulate’s.