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The rule in writing
“Indonesia’s national health scheme (JKN/BPJS Kesehatan) defines participants as every person INCLUDING foreigners who have worked in Indonesia for at least 6 months (Perpres 82/2018 Art. 1(2)). The statutory obligation attaches to working foreigners; a retiree or a remote worker paid by a foreign employer is not the case that article describes, and private cover is what serves the years the scheme does not.”
Official source: Peraturan Presiden No. 82 Tahun 2018 tentang Jaminan Kesehatan, Pasal 1 angka 2 dan Pasal 6 ayat (1) — JDIH BPK — Last verified:
Two codes, and the difference matters
Indonesia's family visas sit in the E31 family, and it is a crowded one — separate codes exist for spouses, for children of mixed marriages, for children joining permit-holding parents, and for parents joining permit-holding children.
For a couple moving together, two matter:
- E31A — spouse of an Indonesian citizen. The Indonesian spouse is the sponsor.
- E31B — spouse of an ITAS or ITAP holder. This is the trailing-spouse case: one partner has a work, investor or second-home permit, and the other joins on the back of it.
Both are limited stay visas. Both can be extended, and both can be converted to another stay type later. What changes is who files, and what evidence sits behind the application.
Source: Direktorat Jenderal Imigrasi — Daftar Visa Indonesia, read 1 October 2026
The sponsor files, not the spouse
This is the structural point people get wrong, and it shapes the whole timeline.
On both codes the application is made by the sponsor, from the sponsor's own account at evisa.imigrasi.go.id. The arriving spouse does not register and does not submit. The sponsor creates the account, logs in, and files on their behalf with the documents attached as PDF or JPEG.
Practically that means the spouse's visa cannot start moving until the sponsoring party is in a position to act — which, on E31B, usually means the primary permit has to be settled first. Couples who assume both applications run in parallel tend to lose weeks here.
Fees: one year and two years
E31B is priced by the length of the permit, and the page itemises both.
One year — Rp6,000,000
- Rp500,000 visa fee
- Rp3,000,000 limited stay permit
- Rp1,500,000 re-entry permit
- Rp1,000,000 verification
Two years — Rp8,500,000
- Rp500,000 visa fee
- Rp5,000,000 limited stay permit
- Rp2,000,000 re-entry permit
- Rp1,000,000 verification
The two-year permit is the better value per year, and it also reduces how often the household sits in a renewal window — which matters more than the money if either partner is mid-treatment when a permit lapses.
What the document list asks for
Short, and much the same shape as the rest of the Indonesian system:
- An application letter from the sponsoring spouse
- A national passport valid at least six months
- A three-month bank statement showing at least US$2,000, in the name of either the applicant or the sponsor
- A recent colour photograph
One oddity is worth flagging rather than smoothing over. The published E31B list describes the application letter as coming from a spouse who is an Indonesian citizen — wording that belongs to E31A, since an E31B sponsor is by definition a permit holder rather than a citizen. It reads as text carried across between two neighbouring pages. Check with the issuing office which letter they expect before filing, and do not assume the national page is the final word on that single line.
The household cover question
Neither spouse code asks for health insurance. The word asuransi does not appear on either page.
What the absence hides is a gap in access. A dependent spouse has no employment in Indonesia, so the statutory scheme — which defines participants to include foreigners who have worked in Indonesia for at least six months — does not reach them, even where it reaches the working partner. A household can end up with one member inside a scheme and one outside it, on the same address and the same visa file.
That is the practical argument for treating cover as a household decision rather than a per-visa one: the person with no requirement to insure is often the person with no other route in.
Honest limits: Cover is worldwide but excludes treatment in the United States. Pre-existing conditions are excluded, including conditions you did not know about. We disclose this before you request a quote. Consulates keep discretion, and requirements can change. We show the published rule and its source; the final decision is the consulate’s.