Skip to content

Malaysia · visa health insurance

The Long Term Social Visit Pass, and permission to work

By Covered Abroad Research Desk · Last verified 1 October 2026

The Long Term Social Visit Pass is how the foreign spouse of a Malaysian citizen lives in Malaysia. Its most useful feature is an endorsement for permission to work: holders can take employment or run a business without converting to an Employment Pass. The application is filed jointly with the Malaysian spouse, and no insurance document appears on the checklist.

Visa-ready plans from $962 per adult, billed annually · see your exact price by age.

The rule in writing

“Malaysia’s public system charges foreigners under the Ministry of Health’s published foreigner service rates (Fees Act 1951 fee orders): outpatient RM40, specialist RM120 and emergency RM100 per visit, with inpatient ward and procedure charges on top — so an uninsured long-stay resident pays the full foreigner schedule out of pocket.”

Official source: Ministry of Health Malaysia — Caj Bagi Warga Asing (foreigner service rates) — Last verified:

What the pass is for

The Long Term Social Visit Pass is the Immigration Department's long-stay facility for people whose basis for being in Malaysia is family rather than work, investment or a residence programme. The route documented in most detail is the spouse of a Malaysian citizen.

Two conditions sit at the front of the Department's own guidance and neither is negotiable:

  • The application must be submitted by the applicant together with his or her Malaysian citizen spouse. This is not a form you file alone.
  • The applicant must be legally married to a Malaysian citizen and already holding a Social Visit Pass under the spouse facility. The work endorsement is a step on top of an existing pass, not a standalone application.

The Department also reserves the right to request additional documents, requires all originals to be presented for verification, and states that incomplete applications will not be processed.

Source: Immigration Department of Malaysia — Long Term Social Visit Pass, read 1 October 2026

The work endorsement, and why it matters

This is the feature that makes the pass valuable, and it is unusual.

Holders may take up employment, run a business, or undertake professional employment without the need to convert to an Employment Pass or a Visit Pass (Temporary Employment). On most Malaysian routes the right to work and the right to stay are separate permissions obtained separately; here the second is endorsed onto the first.

The conditions attached are straightforward. The employment or business must be lawful under the laws of Malaysia, approval to work is endorsed in the applicant's passport, and holders must comply with all regulations set by the Director General of Immigration.

Compare this with the Indonesian equivalent, where a spouse joins on a family visa and the work question is handled through a separate dual-activity notification, or with DE Rantau, where a dependant spouse simply cannot work at all.

The checklist

For the permission-to-work endorsement the Department asks for:

  • A copy of the Malaysian spouse's identity card (MyKad).
  • A copy of the applicant's passport and current pass.
  • A completed Statutory Declaration Form with photograph, affirmed before a Commissioner for Oaths.
  • A copy of the marriage certificate or marriage registration certificate.
  • A letter of offer from the employer on official company letterhead.
  • An employment contract stamped with an RM10 revenue stamp, stating position, duration of employment, monthly salary, and carrying the signatures of both employer and employee.
  • An applicant, Malaysian spouse and employer information form.
  • The latest company registration form printed directly from the MyData SSM system.

Two of those trip people up. The RM10 revenue stamp is a physical stamping step, not a fee you pay online. And the company registration extract has to come from MyData SSM directly — a photocopy of the employer's own file is not the same document.

Naziran: the part nobody mentions

The Department describes a verification activity called Naziran, carried out to ensure that holders of immigration facilities comply with the prescribed conditions.

What it involves, in the Department's own description: visits to the registered address or premises, observation, interviews with relevant parties, and review of documents submitted. The findings are then used as a supporting basis in the process of consideration, approval or extension of the facility.

So the address you register is an address someone may visit, and the marriage and employment you describe are things someone may ask about in person. None of that is a reason for concern if the file is accurate. It is a reason to keep the file accurate — particularly at renewal, when Naziran findings feed the extension decision.

No insurance on the list, and what that leaves

No health insurance document appears on the Long Term Social Visit Pass checklist.

What the absence does not do is grant access. Malaysia's subsidised public rates are for citizens; a foreign spouse is charged under the Ministry of Health's published foreigner service rates — RM40 outpatient, RM120 specialist and RM100 emergency per visit, with inpatient ward and procedure charges on top.

That is the quiet asymmetry in a mixed-nationality household: two people at the same address, one inside the subsidised system and one outside it, with the same illness costing very different amounts depending on which of them has it.

Where the work endorsement is used, an employer may offer a group scheme, and that is worth checking before arranging anything privately. Where it is not used — a spouse at home with children, for instance — nothing is standing behind the bill, and that is the case worth covering first.

Honest limits: Cover is worldwide but excludes treatment in the United States. Pre-existing conditions are excluded, including conditions you did not know about. We disclose this before you request a quote. Consulates keep discretion, and requirements can change. We show the published rule and its source; the final decision is the consulate’s.

Cover levels that meet the rule

Benefits are public, and so are the 2026 prices: your exact rate depends on age.

Rest-of-world rates — Indonesia and Malaysia. Essential matches Europe; the other plans price higher in this column.

Standard

From $1,510/yearabout $126/mo billed annuallyChildren 0–17: flat $1,137/yr

Adds everyday outpatient care — GP and specialist visits, prescriptions, and tests — to hospital cover.

  • US$1,000,000 overall plan limit per year
  • GP, specialist, medication & lab tests (US$750 each)
  • Outpatient surgical to US$25,000
  • Semi-private hospital room & board
  • Pre- & post-hospitalisation cover

New applicants up to age 70.

+ everything included — hover to expand

Scope: No dental or wellbeing benefits at this level.

Choose StandardSee your price by age →

Fully Comprehensive

From $2,541/yearabout $212/mo billed annuallyChildren 0–17: flat $1,919/yr

The highest level: full-cover room, uncapped surgeon fees, routine dental, and the largest limits.

  • US$2,000,000 overall plan limit per year
  • Full-cover private room & board
  • Full surgeon, professional & outpatient cover
  • Routine & major dental (after 6-month wait)
  • Wellbeing check-ups & vaccinations to US$500

New applicants up to age 70.

+ everything included — hover to expand

Choose Fully ComprehensiveSee your price by age →

See your exact price by age →

Budget options — limited cover

Essential Health

From $392/yearabout $33/mo billed annually

A budget plan for accident and emergency care in state hospitals only. Not full private health cover.

  • US$100,000 maximum plan limit per year
  • Unforeseen accident & emergency care only

Scope: State hospitals only, accident/emergency only. No outpatient, dental, or wellbeing cover. Not a substitute for full private health insurance on a visa application.

Choose Essential Health →

Major Medical

From $962/yearabout $80/mo billed annually

Hospital-focused cover: inpatient treatment, surgery, and emergencies, worldwide outside the US.

  • US$1,000,000 overall plan limit per year
  • Semi-private hospital room & board
  • Theatre, ICU, and emergency-room cover (full)

Scope: No outpatient, dental, or wellbeing benefits at this level.

Choose Major Medical →
  • Treatment is covered worldwide, excluding the United States.
  • Pre-existing conditions are excluded — including conditions you did not know about.
  • Evacuation & repatriation is an optional benefit that costs an additional premium.
  • Prices are Regency’s 2026 rates for the EU region: per person, per year, billed annually, starting at adult age 18 — your exact price depends on age. Children 0–17 pay a flat rate on every plan.
  • Plans run in 12-month terms and renew at the anniversary; the age limits shown apply to new applicants.

Common questions

What is a Long Term Social Visit Pass in Malaysia?

It is the Immigration Department's long-stay pass for people in Malaysia on family grounds, most commonly the foreign spouse of a Malaysian citizen. It can carry an endorsement giving permission to work without converting to an Employment Pass.

Can you work on a Long Term Social Visit Pass?

Yes, with an endorsement. Holders may take employment, run a business or undertake professional employment without converting to an Employment Pass or a Visit Pass (Temporary Employment). Approval to work is endorsed in the applicant's passport.

Can I apply for the pass by myself?

No. The Immigration Department requires the application to be submitted by the applicant together with their Malaysian citizen spouse, and the applicant must already hold a Social Visit Pass under the spouse facility.

What is Naziran?

A verification activity run by the Immigration Department to check that holders comply with the conditions of their facility. It may involve visits to the registered address or premises, observation, interviews, and document review, and its findings feed approval and extension decisions.

Does the Long Term Social Visit Pass require health insurance?

No insurance document appears on the published checklist. A foreign spouse is still charged at the Ministry of Health's foreigner service rates rather than the subsidised rates available to the Malaysian spouse.

Get a certificate that meets the published rule

Tell us your destination, visa, and who’s moving. Our team reviews it against the current requirement and calls you with a quote — no obligation.

Cover underwritten by Regency Assurance · every rule on this site cited and dated · a person calls back within one business day.

Before you request a quote: cover is worldwide but excludes treatment in the United States, and pre-existing conditions are not covered — including conditions you did not know about. We say this up front so a quote is worth your time.

Keep reading